Jimmy Garoppolo contract breakdown: How much 49ers' QB makes per year & guaranteed money

Written By Dan Bernstein
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(Getty Images)

The 49ers committed to Jimmy Garoppolo in the strongest terms they could in Feb. 2018, extending their quarterback with a contract that at the time was the most lucrative deal on a per-year basis in NFL history.

That mark has since been surpassed several times, but San Francisco's cap is still greatly influenced by the amount of money its signal-caller makes.

Garoppolo has been dealing with a high-ankle sprain, likely hindering his mobility, but is expected to start against the Rams on Sunday night.

Garoppolo faced criticism throughout last season for being a background piece to the 49ers' running game. His two Super Bowl interceptions gave rocket fuel to the narrative he does not have the ability to carry a team on his back.

Still, his career record of 22-7 is a meaty argument in favor of what he brings to the table, regardless of how well San Francisco runs the ball and plays defense.

Here are some more details on Garoppolo's contract situation:

Jimmy Garoppolo contract details

Garappolo is being paid $25.2 million this season. He will be paid slightly more in the coming years ($26.9 million in 2021 and $27 million in 2022).

His 2020 base salary is $23.8 million, but his earnings elevate to the $25.2 million figure when accounting for parts of his original signing bonus being spread out over the life of his deal.

Garappolo has the NFL's second-highest base salary this year, trailing only Dak Prescott. He will fall to at least fourth next year and fifth in 2022 as backloaded existent deals spike for other quarterbacks.

How long is Jimmy Garoppolo's contract?

Garappolo is in the third season of a five-year deal worth up to $137.5 million with $74.1 million already guaranteed.

He is worth 12.8 percent of the 49ers' 2020 cap space.

Is Jimmy Garoppolo's salary worth it for the 49ers?

It would be unfair to attack the contract considering the lack of other options at quarterback for the 49ers when they extended Garoppolo. It's obviously better to have a slightly above average passer than someone who actively sinks an otherwise talented squad on a weekly basis. The team did what it probably needed to do even if it meant a bit of a bang-for-your-buck nightmare compared to what other contenders are paying their passers.

We can reassess things if his slow start to this season turns into a longer term issue.

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